Kayla Jones is a 2018 alumna of Morgan State University where she received her Bachelors of Science in Economics. After graduation, she participated in the Research Scholar Initiative, a pre-doctoral program at Harvard University where she worked as a research assistant for Professor Karen Dynan, former Assistant Secretary of the US Treasury during the Obama Administration. Currently, Kayla is a Research Assistant at the Federal Reserve Board of Governors in the Consumer and Community Affairs section. In this capacity, she helps conduct research on emerging consumer financial issues, including access to credit and banking services, fintech, and financial literacy to assess implications for economic and supervisory work in the division. Kayla is interested in using the tools of economic research to help improve the socio-economic status of people of color in terms of access to capital and credit, financial inclusivity and income equality. Additionally, she serves as the Chief Community Engagement Officer of the Sadie Collective, a non-profit organization to help increase the representation of black women in economics, finance, public policy and data science.