James Monroe Gamble IV attended the University of Missouri, where he graduated with a Bachelor of Science in Business Administration with an emphasis on economics and a minor in mathematics. Upon graduation, he attended Harvard University as a participant in the Research Scholar Initiative before joining the Federal Reserve Bank Of San Francisco (FRBSF) as a Research Associate. Currently, Monroe is a Ph.D. Excellence Initiative Fellow at the NYU Stern School of Business. Monroe is a Ronald E. McNair Scholar, as well as an alumnus of the Summer Research Opportunities Program (The Ohio State University, Michigan State University), Big Data Summer Institute (University of Michigan), and American Economic Association Summer Program. He has published research in the American Journal of Undergraduate Research, Issues in Political Economy, the MU McNair Journal, in addition to co-authoring an FRBSF Economic Letter. Monroe’s research interests center on leveraging technology and financial markets to create educational and economic opportunity. Currently, Monroe is working with Dr. Peter Blair Henry to study how political and economic reforms affect emerging economies’ access to capital.